Home ownership

Passions and Dreams together with attorneys and experts, offer home ownership consulting/services such as, purchase, financing, loan modification, short sales, debt settlement & bankruptcy. Know your rights!

Modification
Many homeowners are struggling to make their monthly mortgage payments perhaps because their interest rate has increased or they have less income.

The purpose is to help make your loan more affordable. Loan modifications typically involves a reduction in the interest rate on the loan, an extension of the length of the term of the loan, a different type of loan, a reduction of the principle of the loan, or any combination of the four.

A loan Modification will change your existing mortgage loan and give you a fresh new start in managing your home.

Short Sale

Just what is a “short sale”? A short sale is a sales transaction in which the seller's mortgage lender agrees to accept a payoff of less than the balance due on the loan. Generally speaking, in order for a short sale to be even considered by the lender, a homeowner must be behind in their mortgage payments and the homes mortgage must exceed its value due to the downturn in the market.

We work hand in hand with your lender or service in order to sell your home, and if your home sells for less than the amount owed on the mortgage, to negotiate with your lender to discharge any remaining debt. Our team will not only negotiate with your lender, but will also pair you up with a broker in order to assist you with the sale of your property.

Beware of Foreclosure Rescue Scams -
  • Scam artists often target homeowners who are struggling to meet their mortgage commitment or anxious to sell their homes. Recognize and avoid common scams.     
  • Beware of people who pressure you to sign papers immediately, or who try to convince you that they can “save” your home if you sign or transfer over the deed to your house.
  • Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.
  • Never make a mortgage payment to anyone other than your mortgage company without their approval.

What kind of service  are you requesting?
Purchase Financing Loan Modification Short Sale
Debt Settlement   Bankruptcy        Other

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*Submission of this service application does not guarantee approval or receipt of services.  Our team will consider all requests and make decisions within 48hrs. No direct financial assistance are issued.

Contact Information

Postal Address:
468 N. Camden Drive #200
Beverly Hills, CA 90210
Telephone: 310.273.1019
Fax: 310.247.9378

E-mail: contact@passionsdreams.org


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"Life is a precious gift. Every human being on earth has a purpose, a passionate dream to succeed in life-to often, those dreams become stifled from a lack of opportunity for expression or resources. In reality, there is an abundance of resources for all, and we who have enjoyed the successes of our lives can make a difference in someone else's life through donating. I invite you to become one of our "genies" and help jump-start the life of woman or child at risk."
- Silva Mirzoian, Founder
Passions & Dreams Funding, Inc.

Legal Notice: Passions & Dreams Funding, Inc. assumes no medical or legal liability for the information printed on this website.