Know your rights and your options!
Loan Modification
Many homeowners are struggling to make their monthly mortgage payments
perhaps because their interest rate has increased or they have less
income.
The purpose is to help make your loan more
affordable. Loan modifications typically involves a reduction in the
interest rate on the loan or an extension of the length of the term of the
loan. This process is often not very successful as banks profit from your
foreclosure.
Our focus is to provide you with the service, integrity and honesty that
you deserve. If you concerns, contact us by visiting our contact page and
we will try to guide you through the process.
Mortgage cancellation services
We have come to find out that
according to forensic loan auditors, there are usually at least 3, and
often more than 10 violations in a mortgage, particularly including the
subsequent intentional - and intentionally hidden - breaches by the
alleged :lenders" and the trustees in performance of their contracts. The
bankers who sold those loans knew from the outset that they were going to
violate their agreements, when they marketed, originated and securitized
loans and the refinances to us during the "bubble" in the first decade of
this century.
To learn
more...
Short Sale
If Loan Modification failed, and
you do not wish to keep your home, Short sale is the best way to go.
Just what is a “short sale”? A short sale is a
sales transaction in which the seller's mortgage lender agrees to accept a
payoff of less than the balance due on the loan. Generally speaking, in
order for a short sale to be even considered by the lender, a homeowner
must be behind in their mortgage payments and or can prove that they have
lost their income and will be unable to continue to make their mortgage
payments. The homes mortgage must
exceed its value due to the downturn in the market.
To learn more about this process and to get started, complete the form below and a representative will contact you within 24 hours.
- Scam artists often target homeowners who are struggling to meet their mortgage commitment or anxious to sell their homes. Recognize and avoid common scams.
- Beware of people who pressure you to sign papers immediately, or who try to convince you that they can “save” your home if you sign or transfer over the deed to your house.
- Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.
- Never make a mortgage payment to anyone other than your mortgage company without their approval.
Contact Information
Postal Address:
Beverly Hills, CA 90210
Telephone: 310.273.1019
Fax: 310.247.9378
E-mail: contact@passionsdreams.org
